Understanding Unclaimed Property
Can I File an Unclaimed-Property Claim Myself?
Yes. Property owners can often file claims directly with the state without hiring a recovery company. Learn how and when professional help may be useful.
Published July 22, 2026 · By Recover My PropertyReviewed for accuracy. Last updated July 22, 2026.
Yes. Property owners can often file unclaimed-property claims directly with the state program or property holder without hiring a recovery company.
How to file on your own
- Search for your property. Use MissingMoney.com or your state's official unclaimed-property website.
- File a claim. Most states allow you to file online. You will need to provide identifying information and documentation.
- Submit documentation. The state will tell you what documents are required, such as proof of identity, proof of address, or ownership records.
- Wait for review. The state reviews the claim and may request additional information. Processing times vary.
When might someone choose a recovery service?
Some people choose to work with a recovery service when:
- The ownership situation is complex (estates, trusts, dissolved businesses)
- Multiple heirs or claimants are involved
- The documentation requirements are difficult to navigate
- They prefer professional assistance with the paperwork and follow-up
What Recover My Property does
We research records, help organize documentation, prepare claim packages, and follow through with the responsible agency or holder. Our fee is contingent on successful recovery—there is no upfront cost. Recovery is not guaranteed.
Whether you file on your own or with assistance, the decision is yours. Learn more about how it works or contact us with questions.
This article provides general educational information and is not legal, tax, or financial advice. Recover My Property is a DBA of National Asset Recovery Group and is not a government agency.
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