Can You Claim Unclaimed Property Yourself?

Yes. Property owners can often submit claims directly to the applicable government agency or property holder without hiring a recovery company. Here's what to expect if you choose to file on your own.

Filing Independently

If you decide to file a claim yourself, you would typically need to:

1. Identify the property – Search state databases to find records in your name
2. Determine eligibility – Confirm you are the rightful owner or claimant
3. Locate documentation – Gather proof of identity, address, and ownership
4. Complete forms – Fill out the required claim forms
5. Coordinate notarization – Have documents notarized if required
6. Submit the claim – Send everything to the responsible agency or holder
7. Respond to requests – Answer any follow-up questions or provide additional documents
8. Track the claim – Follow up on the status until a decision is made

When It Might Make Sense to Get Help

Some situations can be more complex, including:

• Property reported under a deceased relative's name
• Claims involving estates, trusts, or probate
• Business claims for dissolved or merged entities
• Multiple heirs or claimants
• Missing historical documentation

What a Recovery Company Does

A recovery service like Recover My Property can help by:

• Reviewing the record and claimant information
• Creating a personalized documentation checklist
• Assisting with form completion and filing
• Guiding complex ownership situations
• Coordinating signatures and notarization
• Following up on claim status
• Responding to additional-document requests
• Serving as a single point of contact

The Choice Is Yours

Hiring a recovery company is optional. If you choose to work with one, make sure the fee structure is explained in writing before you sign anything. If you choose to file independently, state unclaimed-property programs are designed to be accessible to the public.